Terms of Service

1. Agreement to Terms

Welcome to Finosent, an AI-driven financial planning and document analysis platform. By accessing or using our AI for financial analysis services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our finance AI platform.

These terms apply to all users of Finosent, including visitors, registered users, and subscribers who utilize our AI financial statement analysis capabilities.

2. Description of Services

Finosent provides AI-driven financial planning tools and document analysis services. Our platform enables users to:

• Upload and analyze financial documents using advanced AI technology
• Perform AI financial statement analysis on annual reports, contracts, and research papers
• Extract structured data, metrics, and insights from complex financial documents
• Compare multiple documents simultaneously using our finance AI engine
• Export analysis results to CSV and other formats

Our AI for financial analysis is designed to assist professionals in making informed decisions, but should not be considered as financial advice.

3. User Accounts and Registration

To access certain features of our AI-driven financial planning platform, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4. Acceptable Use Policy

When using our finance AI platform, you agree not to:

• Upload malicious files or attempt to compromise system security
• Use the AI financial statement analysis tools for illegal purposes
• Reverse engineer or attempt to extract our AI models or algorithms
• Share account access or resell our services without authorization
• Overwhelm our systems with excessive automated requests

5. Intellectual Property Rights

The Finosent platform, including our AI-driven financial planning technology, user interface, branding, and all related intellectual property, is owned by Finosent and protected by applicable laws.

You retain ownership of documents you upload. By using our service, you grant Finosent a limited license to process your documents solely for providing the AI for financial analysis services you request.

6. Payment and Billing

Finosent operates on a token-based pricing model for our AI financial statement analysis services:

• Free tier includes 100,000 tokens for basic analysis
• Paid token packages are available for extended usage
• Tokens are consumed based on document complexity and query length
• Unused tokens do not expire for active accounts
• Refunds are provided in accordance with our refund policy

7. Disclaimer of Warranties

Our finance AI platform is provided "as is" and "as available" without warranties of any kind. While we strive for accuracy in our AI-driven financial planning tools, we do not guarantee:

• Uninterrupted or error-free service availability
• Complete accuracy of AI-generated analysis or insights
• Suitability for any particular financial decision or purpose

AI for financial analysis should be used as a tool to assist human judgment, not replace professional financial advice.

8. Limitation of Liability

To the maximum extent permitted by law, Finosent shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our AI financial statement analysis platform, including but not limited to loss of profits, data, or business opportunities.

9. Indemnification

You agree to indemnify and hold harmless Finosent from any claims, damages, or expenses arising from your use of our AI-driven financial planning services, violation of these terms, or infringement of any third-party rights.

10. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our finance AI platform after changes constitutes acceptance of the modified terms.

11. Termination

We may suspend or terminate your access to Finosent at our discretion if you violate these terms. Upon termination, your right to use our AI for financial analysis services will cease immediately.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact Information

For questions about these Terms of Service or our AI-driven financial planning platform, please contact us:

LinkedIn: linkedin.com/company/finosentai